bobbydozier / Tips and Tricks

If you have less than perfect credit, there are still steps you can take to improve your image with lenders and improve your credit score. First you really have to understand what the credit score is …

Always be careful when you enter a financial transaction. Otherwise you may end up paying more than what you bought actually costs and what's worse is that you may not even notice it.

Here are …

Here are some fees that we hate to pay:

1. Credit card charges for not charging

There are a few credit card companies that have begun collecting annual fees on people who tend to use their cards…

Many people give us advice about how to manage our money. You read books, magazines, and web sites, and yet still commit errors in handling our finances.

Below are some of the most common mistakes …

More Americans are now using debit cards than ever. That's a trend that's expected to go on for a long time. But there are purchases when swiping your credit card will be the better option.
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Most of the time it is better to use a debit card instead of a credit card. With debit cards, you spend only what you can afford at any given time.

However, debit card use doesn't come without …

When someone offers you are bargain, are you really getting a better deal? Or are you getting a bit of a scam?

Here are eight 'great deals' you're better off running away from:

1. Un…

Grocery costs are increasing and all of us want to save a few bucks at the checkout line. It's really very easy to cut down on costs when you shop next time with a few clever things you can easily…

This happens a lot! You go to the supermarket for a gallon of milk and come home with four bags of groceries, or you plan to buy a single book at Borders and end up with a $78 bill at checkout. You…

For the last 15 years, I have been earning my own money. 11 years of that, I have lived on my own, paying my own rent and stuff.

Your money can disappear in a heartbeat and everyone of us have had …