bobbydozier / Spending Wisely

If you want to survive the current financial crisis, it's not a bad idea to go back in the past, when our ancestors were experts in surviving with a modicum sum of money. The British from The Time…

Personal finance nowadays goes beyond borders. Many people travel overseas for tourism and for international business transactions. Therefore, the ability to make foreign payments should be part of ev…

Sometimes you can't help but look forward to the mail just to check for coupons. One can never be rich enough not to use coupons. There is no shame in using them and they do really work.

For ex…

Nobody would want to take the road to bankruptcy in any way. So if you can avoid it, avoid it immediately. Here are five sure ways to get yourself into bankruptcy quickly:

1. Using credit cards to …

One of the fastest ways to eliminate debt is to get rid of your car. The average car costs approximately $10,000 a year for insurance, registration, maintenance, gas, and wear and tear. When you fac…

One effective approach in reducing our cooling costs this summer is to look for ways to decrease heat generation in different areas of our homes. Look around and you'll find several means of savin…

Watch out for those big white sales this month if you are planning to get new summer sheets, blankets, and towels. Stores are already beginning to clear out left over summer items to make more space f…

If you're trying to go on a budget, you might also want to try five simple steps that can let you keep more money in your wallet:

1. Pay more than the minimum balance. Make it a point to limit …

It happens to everyone. You go to the supermarket with a budget of about $30 for groceries for this week and when you go to the check out line, you end up with a $45 bill.

Here are a few reasons wh…

People everywhere are always looking to save a few bucks. One of the best ways to tighten your money belt is to buy some items used rather than new.

Many of these items have long shelf lives and wi…