bobbydozier / Credit Card Debts

When it comes to your personal finance, you always want to keep your expenses at the very minimal in order to increase your financial savings every year. Individuals who often use credit cards can ben…

If you have less than perfect credit, there are still steps you can take to improve your image with lenders and improve your credit score. First you really have to understand what the credit score is …

Here's good news for most credit card holders: penalties will soon be limited and charges for those who don't use their cards will be eliminated soon!

Most of these charges have been review…

Here are some fees that we hate to pay:

1. Credit card charges for not charging

There are a few credit card companies that have begun collecting annual fees on people who tend to use their cards…

If you're still being denied credit despite the recovering economy, here are a few things you can do to fix the situation:

Ask for your credit report

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As a consumer you still have some say regarding how high your APRs (annual percentage rates) should be. If your credit card issuer is slapping you with a high interest rate you should be able to try t…

How will a payment for a credit card that is a few days late going to affect your credit score? That depends on the lender and on you.

When a payment to a bank is made less than 30 days late, the c…

If you're looking for a new credit card here are a few things you will need to find on your own when talking to the credit card company representative

1. Annual Percentage Rate. This is also kn…

You might be unknowingly causing your own credit score to go down significantly by applying for credit cards and loans.

It seems harmless but filling out credit card or loan applications but as you…

It's really not rocket science and it's very simple to manage your debts. First of all you need to really understand how much money you make and what your financial limits are. Then make it a …