bobbydozier / Your personal finance mate.

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Cash management should not be focused on cash inflow or how much you earn. To be a good financial planner you must also give focus on the cash outflow or you're spending. There should be a good balance between cash received and cash spending.

A good balance would not mean that income is exactly equal to expenses. This balance would mean that income is equal to savings plus expenses. As planners, short term and long term goals are defined. Future problems are foreseen and solutions are already being solved as early as now. Living within your means is a trait of a good finance manager and planner. Live your life with cash and not with cards. If you can't pay them in cash you don't have to own them. A credit card is not a solution but rather a problem.

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When you have worked hard for your money why not protect it with security from ADT? So many people invest their hard earned money in the latest technology, a fine wine collection, and other home luxuries only to skimp on adequate insurance.

A home security system is a major component of your home insurance. It's personal protection as well as providing peace of mind when you are away. For less than the cost of taking the family to the movies you can protect your home and valuables 24 hours a day, 7 days a week. That's affordable!

For pennies a day you can have a reputable company give you a personalized home security assessment and, have a wireless alarm system installed that is made to measure. Don't worry about your pets setting off the alarm because they can take pets into consideration too. Don't let your hard earned money go to benefit an intruder, install your personalized security system and reap the benefits.

The 2011 About.com's Readers Choice Awards has awarded the first place as the best online personal finance software to Mint.com.

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Mint.com got 52 percent of the vote. Mint.com's free online personal finance software reviews indicate that it offers a good combination of money management tools and is very easy to use. This online personal finance software doesn't have an account reconciliation feature or running account balances but it has been reviewed to have fantastic personal finance tools.

Mint.com is constantly improved or having new features added, which keeps this online personal finance software always updated. It was given a 4.5 out of 5 overall score.

The other Readers Choice Awards Personal Finance Software finalists' along with Mint.com were moneyStrands, ClearCheckbook, NeoBudget and Yodlee.